Early Retirement Calculator

Dream of retiring sooner? Use our calculator to see how the 4–5% rule can help you live off your savings and interest.

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Withdrawal rates carry different risks

  • 3% is safer for very long retirements
  • 4% is the classic rule of thumb
  • 5–6% is aggressive and vulnerable in downturns
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How close you are to retirement
Amount needed to retire
Annual savings

When can you retire?

Contributions vs. Returns

Annual Timeline

Year Start Contributions Interest Total